Klarna - Shop now, pay later with Klarna

As low as 0% financing*

We’ve partnered with Klarna to give you a better shopping experience. Simply select "Pay with Klarna" at checkout. Minimum $1,999 purchase required.*Promotional purchase rate ranges from 0%-19.99% APR. Non-promotional balances have a standard APR of 19.99%. Klarna Credit accounts are subject to credit approval and issued by WebBank, member FDIC. See complete terms.

Payment Options

There are a few ways to pay over time for which you may be approved:

  • Monthly financing: Apply for easy monthly financing directly in the checkout. A simple, 2-step application will provide an instant approval decision. Once you’ve been approved, you’ll receive reminders and can manage your payments directly in the Klarna app. Monthly financing products are offered by WebBank, member FDIC.
  • 4 interest-free installments: Split your purchase into 4 payments so you can spread the cost of your purchase over time. Enter the credit or debit card of your choice for automatic payments every two weeks. No interest or added fees when you pay on time.

How paying over time works

  • Add what you like to your cart
  • Choose Klarna at checkout to apply
  • Enter some basic information and you will know instantly if you're approved
  • Complete your purchase

After your purchase

JNH Lifestyles will ship your order. You will receive a confirmation email from Klarna. Klarna will stay in touch and remind you of upcoming payments. Manage your orders and payments in the Klarna app.

Safety & Security

Zero Fraud Liability with Klarna’s Buyer Protection policy

Klarna technology uses modern safeguards and security to protect your information and prevent unauthorized purchases.

Managed by Klarna. A well established, global payment solutions company making online shopping safer and simpler for over 45 million users in 18 countries at over 65,000 online stores.

The lender on the account is WebBank, member FDIC.

Frequently Asked Questions

Q: What is Klarna?
A: Klarna is a global payment solutions provider that works with retailers to provide customers the smoothest online shopping experience. Klarna is in over 205,000 online stores and has more than 85 million users globally. Learn more.

Q: How does Monthly financing with Klarna work?
A: Monthly financing is available when you choose to open an account with Klarna at the time of checkout. This affordable and highly flexible credit line is issued by WebBank in partnership with Klarna, and it allows you to pay for your purchases over time and can be used anywhere in the Klarna merchant network. View complete terms.

Q: Is there an annual fee to use Monthly financing?
A: There is no annual fee to use Klarna. For more information please review product terms

Q: Will Klarna perform a credit check for Monthly financing?
A: When you submit your application for monthly financing, a full credit check will be performed. This will show up as a hard inquiry on your credit report. Please review product terms for more information on this.

Q: Is there a fee to use 4 interest-free installments?
A: There are no upfront fees when you follow the payment schedule. If we are unable to collect a biweekly payment on the scheduled day, we will try again. If the payment is unsuccessful when we retry, a late fee of up to $7.00 and the missed payment will be added to the next scheduled payment. To keep you in the loop, we’ll send you an email notification if your payment was unsuccessful. For more information please review product terms.

Q: Will Klarna perform a credit check for 4 interest-free installments?
A: When you choose 4 interest-free installments, Klarna may perform a soft credit check. This type of check will not impact your credit score or show up as a hard inquiry on your credit report.

Q: How can I reach Klarna?
A: You can reach Klarna anytime at or by downloading the Klarna App for 24/7 chat.

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