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Klarna - Get the flexibility to pay over time

Klarna Header MobileLimited Time Offer:

0% APR* on purchases over $1999

JNH Lifestyles and Klarna have teamed up to provide 0% APR financing on your order. Simply select "Pay with Klarna" at checkout. Minimum $1999 purchase required. Promotional offer for qualifying customers only. Subject to credit approval.

Payment Options

There are a few ways to pay over time for which you may be approved:

  • 0% APR* Planned Payments: Starting from 12 equal monthly payment terms available at a promotional 0% APR rate. Promotional offer for qualifying customers. Purchase price must be $1999 or higher to qualify for the 0% APR promotional rate. Non-promotional purchases with Klarna have a 19.99% APR and are subject to a $2 minimum interest charge. Klarna credit accounts are subject to credit approval and issued by WebBank. See terms.
  • Flexible Month-to-Month: No fixed term commitment. You can pay your balance in full or make the minimum monthly payment (interest charges may apply) - it's your choice.

How paying over time works

  • CartAdd what you like to your cart
  • LockChoose Klarna at checkout to apply
  • CardEnter some basic information off the top of your head and you will know instantly if you are approved.
  • ClickComplete your purchase

After your purchase

JNH Lifestyles will ship your order. You will receive a confirmation email from Klarna. Klarna will stay in touch and remind you of upcoming payments. Payments are managed at Klarna.com.

Safety & Security

Zero Fraud Liability with Klarna’s Buyer Protection policy

Klarna technology uses modern safeguards and security to protect your information and prevent unauthorized purchases.

Managed by Klarna. A well established, global payment solutions company making online shopping safer and simpler for over 45 million users in 18 countries at over 65,000 online stores.

The lender on the account is WebBank, member FDIC.

Frequently Asked Questions

Q: What is Klarna?
A: Klarna is a global payment solutions company that provides JNH Lifestyles customers with a simpler and seamless buying experience. Learn More at Klarna.com

Q: What is Pay Over Time?
A: Pay Over Time is an affordable and highly flexible financing option which is offered at our checkout. This open-end line of credit is issued by WebBank in partnership with Klarna, and it allows you to pay for your purchases over time. Review detailed Klarna FAQ

Q: How do I sign up for Pay Over Time?
A: Klarna’s advanced system reviews each order to determine which payment options are available to you. If you are presented a financing offer, simply select the option you wish to use and you’ll apply on the next page. You will know instantly if you are approved. It’s really quick!

Q: How can I reach Klarna?
A: You can call Klarna on 844-KLARNA1 or alternatively email them via this form.

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